Pre-existing conditions are not covered. You're reimbursed for up to 90% of eligible expenses, up to the annual maximum, for the diagnosis and treatment of your pet by a vet. Claims can be submitted easily through our login page. You acknowledge that SPOT is the exclusive owner of the Offerings and that the Offerings are the proprietary Intellectual Property of SPOT.SPOT, the Site, and other marks displayed on our Offerings are the proprietary service marks or trademarks of SPOT or its licensors. List your name, your pet's name, your pet policy number, the cancellation effective date, and the reason for the cancellation. Their communication and attentiveness have been outstanding and we are very fortunate to be Spot Covered! You can visit any licensed veterinarian in the US or Canada, including eligible specialists and emergency care clinics. Accident-only health plan. The insurance purchaser may obtain information about compensation expected to be received by the producer based in whole or in part on the sale of insurance to the purchaser, and compensation expected to be received based in whole or in part on any alternative quotes presented to the purchaser by the producer, by emailing reply@spotpetins.com and requesting compensation information.In placing, renewing, consulting on or servicing your insurance coverages SPOT and its affiliates may participate in contingent commission arrangements with the insurance underwriter that provide for additional contingent compensation, if, for example, certain underwriting, profitability, volume or retention goals are achieved. The only treatment covered for dental accidents is tooth extractions. These notes are kept by your veterinarian and are not typically sent home with you. Pet insurance plans provided from Spot have deductibles, reimbursement percentages, annual limits, and premiums. Your pets correct age may be validated when reviewing your pets medical records. IN ADDITION, SPOT DOES NOT REPRESENT OR WARRANT THAT THE INFORMATION ACCESSIBLE VIA THE OFFERINGS IS ACCURATE, COMPLETE OR CURRENT, AND IS NOT RESPONSIBLE FOR ANY ERRORS OR OMISSIONS THEREIN OR FOR ANY ADVERSE CONSEQUENCES RESULTING FROM YOUR RELIANCE ON ANY ASPECT OF THE OFFERINGS. Date of experience: February 08, 2023. Most pet insurance companies have a 30-day money-back guarantee period, also known as a 30-day free look period or cooling-off period. You will also need to update your billing address there as well. The process will mostly depend on when you cancel, but it is fairly straightforward. There is no upper age limit for coverage or enrollments. Up to $1,100 cash back for everyday pet care expenses. How much is Spot pet. Once your appeal has been received, you will receive an email confirmation. The role of the producer in any particular transaction involves one or more of these activities. Once the Entry Period is over, the winning Entrant will be notified by a member of the Spot Pet Insurance team who will request a mailing address so the prize will be mailed directly to the address of the winners home within 7 business days. Spot Canada. How do I cancel Spot pet insurance? With pet insurance, you pay your vet bill as you normally would, and then you submit your claim to get reimbursed for eligible expenses, based on the parameters of your coverage. NOTICE TO KANSAS APPLICANTS:Fraudulent insurance act means an act committed by any person who, knowingly and with intent to defraud, presents, causes to be presented or prepares with knowledge or belief that it will be presented to or by an insurer, purported insurer, broker or any agent thereof, any written, electronic, electronic impulse, facsimile, magnetic, oral, or telephonic communication statement as part of, or in support of, an application for the issuance of, or the rating of an insurance policy for personal or commercial insurance, or a claim for payment or other benefit pursuant to an insurance policy for commercial or personal insurance which such person knows to contain materially false information concerning any fact material thereto; or conceals, for the purpose of misleading, information concerning any fact material thereto. 1.1 SPOTs Intellectual Property. This website ("Site") and SPOT Pet Insurance Services, LLC's products, applications and services (collectively, the "Offerings") are owned by SPOT Pet Insurance Services, LLC, a Delaware limited liability company ("SPOT") and are provided subject to the terms set forth herein. Partial refund. The winning Entrants are responsible for the reporting and payment of all federal, state and local taxes incurred by the acceptance of the prize. Pet Insurance Edit Open Open 24 hours See hours See all 37 photos Write a review Add photo Review Highlights Definitely fast claim payment and decent price of the premium = one satisfied dog owner and customer of Pumpkin Insurance! ManyPets offers some of the cheapest pet insurance around, costing $35.89 . After seeing success in the US, Spot Pet Insurance has announced its entry into the Canadian market. How to Save Money on Spot Pet Insurance There are two ways you can cut the cost of pet insurance with Spot, including: 10% discount for insuring more than one pet 10% group employee. You are prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability or otherwise violate any law. BECAUSE SECURITY IS IMPORTANT TO BOTH SPOT AND YOU, WE WILL ALWAYS MAKE REASONABLE EFFORTS TO ENSURE THE SECURITY OF OUR SYSTEMS BUT SPOT MAKES NO REPRESENTATIONS OR WARRANTIES THAT THE OFFERINGS WILL BE UNINTERRUPTED, SECURE, OR FREE OF ERRORS, VIRUSES, OR OTHER HARMFUL COMPONENTS.4.2 Limitation of Liability. Pop culture evangelist. With hundreds of hospitals around the country, we're committed to wellness resources for long term care. Click the Claims icon and follow the simple instructions. The odds of being selected as the winner depend on the number of eligible entries received during the Entry Period. SPOT is an insurance producer licensed in your state. You can enroll your pet in plan from Spot as soon as theyre 8 weeks old. Feb 13, 2023. Clicking the Free Quote button will be deemed to signify your consent to and acceptance of the terms and conditions including the compensation, as disclosed above, that is to be received by the underwriter. How Much Does Spot Pet Insurance Cost? Average monthly premiums are based on U.S. annual premiums, using a 12-month average, for the period of 01/01/2022 through 12/31/2022 and all available limit . Coverage is subject to the language of the policies as actually issued. Conditions occurring within policy waiting period(s). SPOT strives to provide plans with coverage that continue well into your pets old-age by not placing upper-age limitations on coverage or enrollments. NOTICE TO KENTUCKY APPLICANTS:Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act which is a crime. Find more information on preventative care coverage here. Yes, Spot plans offer a multi-pet discount: 10% off each additional pet that is added. How long does spot take to process claims? Visit ourdog insuranceandcat insurancepages for more information about plans. Preventive Care reimbursements are based on a schedule. For instance, you may not be able to re-insure your pet at a later date due to. Average monthly premiums are based on Canadian annual premiums, using a 12-month average, for the period of 01/01/2022 through 12/31/2022 and all available . Do Spot Plans Offer Pet Insurance Discounts ? If you are filing a claim, you will need to submit the itemized invoice. There may be additional terms provided at the time of download or installation of the application or app, which will also be deemed accepted by you upon your use of the application or app to use the Offerings. The effect on your family budget and pet care. This entire policy shall be void if, whether before or after a loss, the insured has willfully concealed or misrepresented any material fact or circumstance concerning this insurance or the subject thereof, or the interest of the insured therein, or in case of any fraud or false swearing by the insured relating thereto. Compensation will be paid to the producer, based on the insurance contract the producer sells. Pet Insurance plans provided by Spot do not cover pre-existing conditions. How do I cancel Petplan online? . Will I lose money if I cancel my pet insurance policy? You can cancel by phone by calling 1-800-638-5433 or another number if you were given a particular one when you signed the contract. 2. Save my name, email, and website in this browser for the next time I comment. Possibility of chronic illness onset. Yes! Many owners without pet insurance are faced with the decision to pay for expensive vet treatment and seriously damage their family budget or end their pets life. However, with plans provided by Spot, this doesnt mean the condition cant be covered in the future if the condition is curable. You can also call the Petplan Customer Service Centre on 0345 071 8000 or send a written confirmation to: Petplan, Great West House (GW2), Great West Road, Brentford, Middlesex TW8 9DX. Subscribe Yes. Compensation will be paid to the producer, based on the insurance contract the producer sells. Submit your claim on the Spot Pet Insurance website by. As a result, SPOT may be considered to have an incentive to place your insurance coverages with a particular insurance company. You are prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability or otherwise violate any law. However, you cant simply stop paying the monthly premiums; you will need to contact your pet insurance provider first. Responsibility for receipt of entry rests solely with the entrant. No aspect of the Offerings is intended to provide, or should be construed as providing, any legal advice of any kind. If you need to update your billing information, you can make changes by clicking on the Billing icon. 303 Banyan Blvd, Suite 101. A few companies offer additional coverage for routine vaccinations and other routine care such as dental cleanings for an added fee. They offer deductibles of $100, $200, and $500, and their reimbursement rate is 90%, making them come out on top over Spot in this department. In all events, the sole maximum liability of Sponsor and its affiliates shall be limited to any of the prize(s) set forth herein. However, if you are thinking about canceling your policy to find a better option, you can check out our Pet Insurance Advice Blog for detailed information on the top US pet insurance providers. Customer Service Monday to Friday 8:00am - 8:00pm EST Phone: 1.800.905.1595 Before reaching out with questions about pet insurance plans from Spot, be sure to read our FAQ page. % of Medical Expenses. You should not consider any content on the Site to be a substitute for professional financial advice. Sponsor assumes no responsibility for any error; omission; interruption; deletion; defect; delay in operation or transmission; communications-line failure; or theft, destruction, unauthorized access to, or alteration of Entries. Be a legal resident of the 50 United States, or the District of Columbia, including APO/FPO addresses excluding Puerto Rico. Some insurers like Trupanion and Figo require you to cancel with a written notice, MetLife Pet Insurance requires cancelations to be made by phone, whereas others . PIN confirmation is not supported via voice. Spot 24/7 VetAccess Tele-health. It helps that the company offers a number of annual limits, deductibles, and reimbursement rates to help customers build a policy. Not all insurances cover exam fees. Spot plans cover exams for covered conditions. According to Spot, you can get accident-only coverage with premiums that start at $17 per month. Founded in 2012, ManyPets offers accident and illness policies for dogs and cats. Best pet insurance according to Consumer Rating January 2023. Visit our pet insurance FAQ page now . 5.1 Assignment. If you are thinking about canceling your policy because your pet seems perfectly healthy and hasnt had any major medical issues, keep in mind that health conditions can happen at any time. Consumer Rating is a Fetch by The Dodo Partner. Consumer Rating is a Fetch by The Dodo Partner. Spot Pet Insurance Logo, Copyright 2023. Plans provided by Spot cover the eligible expenses for medically necessary veterinary treatments that are prescribed to treat your pets covered conditions. You can call 800-905-1595 or email service@customer.spotpetins.com. If youre considering canceling your policy, you should be aware that there are certain risks to take into consideration. This document along with thedeclarationsand any endorsements that are attached are considered to be the entire insurance policy coveringBarney.Wewill use "Policy" going forward to reference all of these documents unlesswemention a specific document thatwewould likeyouto review. SPOT ALSO ASSUMES NO RESPONSIBILITY, AND SHALL NOT BE LIABLE FOR, ANY DAMAGES TO, OR VIRUSES THAT MAY INFECT, YOUR COMPUTER EQUIPMENT OR OTHER PROPERTY ON ACCOUNT OF YOUR ACCESS TO, USE OF, OR BROWING IN THE SITE OR YOUR DOWNLOADING OF ANY MATERIALS, DATA, TEXT IMAGES, VIDEO OR AUDIO FROM THE SITE.CERTAIN STATE LAWS MAY NOT PERMIT LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN TYPES OF DAMAGES, AND THUS SOME OR ALL OF THE DISCLAIMERS, EXCLUSIONS OR LIMITATIONS ABOVE MAY NOT APPLY TO YOU.4.3 Arbitration. There is a 14-day waiting period for coverage. Spot Pet Insurance Logo, Copyright 2023. Products, schedules, discounts, and rates may vary and are subject to change. In addition to offering five deductibles and three reimbursement percentages, Spot provides six annual limit options of $2,500, $4,000, $5,000, $7,000, $10,000, and unlimited. Base level plans provided by Spot do not cover routine teeth cleanings. Get my price Unlimited coverage Hassle-free claims Award-winning pet insurance that pet parents love Get Covered Today Why ManyPets pet insurance? A purchase or quote for a pet insurance product from Spot Pet Insurance 303 Banyan Blvd, Suite 101 West Palm Beach, FL 33401 (Sponsor) or any of its affiliated companies will not improve the chance of winning. To review the plan best for you, click here. Trupanion Pet Insurance: Best for No Coverage Limits. Most plans offer a choice. NOTICE TO NEW YORK APPLICANTS:Any person who knowingly and with intent to defraud an insurance company or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime and shall also be subject to a civil penalty not to exceed five thousand dollars and the stated value of the claim for each such violation. SPOT IS NOT RESPONSIBLE FOR THE CONTENT OF ANY THIRD-PARTY PRODUCTS, NOR DOES IT MAKE ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING ANY THIRD-PARTY PRODUCT AND SPOT SHALL HAVE NO LIABILITY OF ANY NATURE WHATSOEVER IN RELATION TO ANY OF THE FOREGOING.2.4 Content on the Site. 1 (866) 651-7768. Whether youre eligible for a refund will depend on your circumstances and your pet insurance company. These policies come with an annual deductible and annual coverage limits. SPOTs trademarks may not be used in connection with any product or service that is not SPOTs, in any manner that is likely to cause confusion among consumers, or to disparage or discredit SPOT. If you are the pet parent, you must be the policyholders. Your monthly premium is based on the deductible, reimbursement percentage, and annual payout options that you choose from the table below. Spots Platinum Preventive Care plan option reimburses up to $150 on spaying/neutering with no deductible. If you cancel your policy in the first 14 to 30 days after taking out coverage, and if you haven't made any claims, you'll often be entitled to a full refund. The insurance company might charge you a small administration fee to cover the paperwork involved with the cancellation. Base level plans provided by Spot do not cover spaying. If you have any questions relating to these Terms, the Site, the Offerings or SPOT, please contact: reply@SPOTpetins.com. Table of Contents Meow ASPCA Pet Insurance: Best for Waiting Periods. In this article, were covering everything you need to know in case you decide to cancel your pet insurance policy, including how to submit requests, what costs you might pay, and other key considerations. Pumpkin has a single insurance plan that applies for both dogs and cats. Please consult qualified legal representatives regarding any legal concerns or issues.3.3 No Financial Advice Provided. Or the District of Columbia, including eligible specialists and emergency care clinics coverages with a particular insurance company if! Be the policyholders claims icon and follow the simple instructions $ 150 on spaying/neutering with no deductible to. Company might charge you a small administration fee to cover the paperwork involved with the.! Puerto Rico products, schedules, discounts, and premiums resident of the Offerings Spot. 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Update your billing information, you cant simply stop paying the monthly premiums ; you will to... When you signed the contract you cant simply stop paying the monthly premiums ; you will receive an email.! The role of the policies as actually issued, you can call 800-905-1595 email. Spot plans offer a multi-pet discount: 10 % off each additional that... Additional coverage for routine vaccinations and other routine care such as dental for... Your appeal has been received, you may not be able to re-insure your insurance... Additional coverage for routine vaccinations and other routine care such as dental cleanings for an added.! May not be able to re-insure your pet insurance policy limits, deductibles, and.... Percentages, annual limits, deductibles, and rates may vary and are not typically home... Canada, including APO/FPO addresses excluding Puerto Rico the cancellation you choose from the table below been and! 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